How much are you spending on car insurance? If you just let out a groan or a sigh, it may be a sign that you’re paying too much for coverage. Car insurance rates are notoriously high in some areas, and you could be paying too much if you’re not careful.

Fortunately, however, there are ways to save money on your car insurance. If you’re in the process of making your New Year’s resolutions, paying lower car insurance rates might be the thing you need to add to your list.

1. Shop around. Most companies will offer free insurance quotes, and some will even compare the rates for you, so you know exactly what you’re getting. You can either go online to do this, or you can even talk to a real live person in some cases. This may be the best way to find the right affordable auto insurance policy for you and any other drivers in your household.
2. Consider safe driving courses and other safety features. There are some factors that we can’t control when it comes to the price of insurance. For instance, people who are between the ages of 16 and 25 tend to have the highest car insurance rates, and drivers who receive speeding tickets will see increased costs in insurance as well. However, by taking safe driving courses or by getting a newer car with advanced safety features (hello, backup cameras!), you can actually get a discount on your premiums.
3. Bundle your insurance policies. When you combine your insurance services, then you can actually receive a discount from most insurers. For instance, combining your home and auto insurance will help you pay lower amounts on each such policy.

Wondering how else you can save money on your insurance this year? Get in contact with your insurance company or shop around to find a new one. You don’t have to feel stuck paying too much to protect your car and passengers!