You are working on packing lists for some upcoming travel. So far, you have prepared for the flying part of the trip by purchasing travel size stuff and bare essentials. For you, you have discovered that a single backpack is best. In fact, you have gotten it down to where you take only what you need and use everything you bring. Yes you are that person who is hoisting a pretty large backpack into the overhead bin, but you are also that traveler that when you have to fly you do not need to waste time checking in luggage at the beginning of the flight, or waiting at the baggage carousel after arrival.
When you are driving to your destination, you are working toward limiting yourself to the same stuff you take when you are flying.
These traveling goals, of course, are when you have the rare occasion to travel alone. Most of the time, you are also traveling with your wife and two kids. This means that you have to bring along a family size cooler full of ice waters, all kinds of snacks, blankets, pillows, normal size bottles of contact solution, several cans of sunscreen, fans for sleeping, swim gear, flip flops, ponchos, sharpies, ketchup packets, and anything else you feel the family might need on even the shortest of adventures. Travel is a personal adventure, right up until you have to account for everyone else in your family. The long family road trips you have taken have created some of the best family memories, but they have also taken the most amount of planning.
Insurance and Other Travel Necessities Are the Behind the Scenes Work That Are an Important Part of Any Trip
While it is easy to focus on what you will back in your own travel bag and what you will allow the children to take on a trip, it is also important to know that there are many times when the work you have done with the insurance agent is even more important. Whether you are traveling with a group of friends with your collector vehicles or you are relying on RV insurance to make sure that you have everything covered, it is important to lay the groundwork for a safe trip.
Personal insurance for travelers is growing increasingly popular as more and more travel delays, including weather events completely disrupt airports and cruise ships. And as floods and hurricanes destroy many homes, there are also many travelers who find themselves unable to complete their plans for vacations or work trips.
Whether you are looking for coverage for a single trip or insurance for antique cars or collector vehicles, it is important to know that there are many kinds of policies that will help you get the protection that you need. Properly planning for a trip is one thing, but if you are going to be traveling with collector vehicles, RVs, or other kinds of specialty cars or trucks, the right insurance is even more important.
Consider some of these facts and figures about the many ways that travelers can plan for the protection they need for their collector vehicles and other forms of transportation:
- Fender Bender, theft, and whiplash are the he 3 most common insurance claims are the three most common insurance claims.
- Nearly 6 million cars are sold annually in the U.S., and buyers are required to buy at least collision insurance. Car purchased with loans, however, require more insurance coverage.
- Vehicle claim frequency is on the rise, according to the Insurance Information Institute latest reports. In two specific years, quarter one of 2014 to quarter one of 2016, collision claim frequency, which serves as a good indicator of overall accident rates, increased by 2.6%.
- There were more than 268 million registered vehicles on U.S. roads as of the year 2016.
- U.S. average auto insurance expenditure increased by 5.3% to $935.80 in 2016 from $889.09 in 2015, according to the National Association of Insurance Commissioners.
- The average car owner puts approximately 13,500 miles on their vehicle every year.
From packing to insurance needs, there are many things that need to be in place for a great individual or a family trip.