September 2025

You need insurance before driving a newly purchased car—dealerships and lenders require proof of coverage. Preparing documents (like your license and vehicle details) and comparing quotes ahead of time helps streamline the buying process. Premiums can be reduced by bundling policies, improving your credit score, choosing a higher deductible, and taking advantage of discounts. Insurance…

Car insurance is legally required in most places—liability coverage is the minimum, but additional coverage may be necessary for full protection. Driving without insurance carries serious consequences, including fines, license suspension, vehicle impoundment, and long-term financial risks. Insurance typically follows the car, not the driver, but exclusions exist, so always confirm before borrowing or lending…