car isurance

Car Insurance Laws Explained: Do You Need Insurance to Drive a Car?

Car insurance is legally required in most places—liability coverage is the minimum, but additional coverage may be necessary for full protection. Driving without insurance carries serious consequences, including fines, license suspension, vehicle impoundment, and long-term financial risks. Insurance typically follows the car, not the driver, but exclusions exist, so always confirm before borrowing or lending…

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The Importance of Having Expatriate Insurance When You Travel

Americans like to travel. In 2014, approximately 61% people in the United States took an average of 2.4 trips that were vacations, according to the U.S. Travel Insurance Association. Most (85%) like to travel within the country but about 15% do take trips to other countries. More and more travelers are becoming concerned about how…

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Four Reasons Why You Shouldn’t Go Without Health Insurance

In today’s world, healthcare is a necessary expense. If you go to the hospital and don’t have health insurance, you’ll be faced with an astronomical bill. Even having annual doctor appointments is too expensive unless you have health insurance. Many people can get insurance through their employer, although others must get insurance online through a…

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